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Retirement and Money Matters

Sep 3, 2019

What’s your “magic number” in retirement? Basically, how much money would it take to make you feel confident that you have saved enough? With the #1 fear of running out of money, this needs to be specific, right? So, how do we come up with a realistic number? On average, Americans believe they need $1.7 million to...


Aug 19, 2019

Happy 84th Birthday Social Security! President Franklin D. Roosevelt was signed Social Security into law on Aug. 14, 1935 and is now responsible for issuing more than 63 million benefit checks a month.  A recent study found that 57% of current SS recipients filed for benefits before 65, with age 62 being the most...


Aug 12, 2019

57% of current Social Security recipients filed for benefits before 65, 34% filed at 62.  But, did you know that if you claim at 62, you’re only getting 70% of your full benefit? But, if you wait until you’re 70, that’s 125% of your full benefit! That’s a HUGE difference for guaranteed lifetime income.  Plus,...


Jul 29, 2019

This year marks a 10-year bull run for the S&P 500 and most recently, the market hit all-time record highs, what’s to come next?  A recent Market Watch column warned that the next bear market is going to spark a retirement “crisis.”  Is that just unavoidable, or are there steps we can take to protect...


Jul 1, 2019

The National Debt has reached $22 trillion, how can this effect your taxes and planning for retire? What is the future of taxes? Is a Roth/traditional IRA and 401(k) the answer for tax free retirement?